Jeff Cook Real Estate BlogRecently posted or modified blog posts by tag - Home Tips and Trickshttps://www.jeffcookrealestate.com/blog/Copyright JeffCookRealEstate.com2024-02-02T14:13:43-07:00tag:jeffcookrealestate.com,2012-09-20:18632Preparing For Your Summer Garden<img src="https://assets.site-static.com/userfiles/1451/image/Untitled_design-3.jpg" width="940" height="788" />
Soon the days will lengthen, the temperatures will rise, and it’ll be time to turn our attention to the outdoors and embrace the joys of summer gardening. Preparing for a successful garden requires thoughtful planning, a bit of elbow grease, and a touch of creativity. In this guide, we'll walk you through essential steps to ensure your summer garden flourishes with vibrant blooms, lush foliage, and a bounty of fresh produce.
Assess Your Space and Sunlight:
Before diving into the world of summer gardening, take a close look at your outdoor space. Evaluate the amount of sunlight different areas receive throughout the day. Most plants thrive in full sunlight, so choose spots that receive at least 6-8 hours of direct sunlight. Consider the layout of your garden beds, containers, or designated planting areas.
Choose Your Plants Wisely:
Selecting the right plants for your summer garden is crucial for success. Consider the climate and hardiness zone in your region, as well as the specific needs of each plant. Whether you're interested in vibrant flowers, aromatic herbs, or homegrown vegetables, make sure your chosen plants are well-suited to the conditions in your garden.
Prepare the Soil:
Healthy soil is the foundation of a thriving garden. Test the pH of your soil and amend it accordingly, adding organic matter such as compost or well-rotted manure. This enhances soil structure, improves drainage, and provides essential nutrients for your plants. Prepare the soil in advance to give it time to settle before planting.
Plan Your Garden Layout:
Sketch a rough layout of your garden, considering the height and spread of each plant. Grouping plants with similar water and sunlight needs together makes maintenance more manageable. Think about creating focal points, borders, or even incorporating container gardens to add visual interest to your outdoor space.
Invest in Quality Tools:
Equip yourself with the right gardening tools to make the process more enjoyable and efficient. Essential tools include a sturdy shovel, rake, pruners, and watering cans or hoses. Invest in high-quality tools that will withstand the rigors of gardening and make your tasks more enjoyable.
Implement Watering Strategies:
Proper watering is key to a thriving summer garden. Develop a watering schedule based on the specific needs of your plants. Consider using mulch to retain soil moisture, reduce weed growth, and regulate soil temperature. Drip irrigation or soaker hoses can be efficient alternatives to traditional watering methods.
Consider Companion Planting:
Boost the health and productivity of your garden by practicing companion planting. Certain plants have natural synergies that benefit each other, such as deterring pests or enhancing nutrient uptake. Research companion planting strategies to maximize the harmony in your garden beds.
Preparing for your summer garden is a delightful journey that promises the reward of a vibrant, flourishing outdoor space. By carefully assessing your garden space, selecting the right plants, preparing the soil, planning the layout, investing in quality tools, implementing watering strategies, and exploring companion planting, you're setting the stage for a summer garden that will bring joy and beauty to your outdoor haven. Happy gardening!2024-01-10T14:08:00-07:002024-02-02T14:13:43-07:00Patricia Utseytag:jeffcookrealestate.com,2012-09-20:17917Preparing for Hurricane Season<img src="https://assets.site-static.com/userfiles/1451/image/JCRE_hurricane_season_1.png" width="700" height="500" />
<a href="https://www.weather.gov/ilm/hurricaneprepsc">South Carolina</a> is no stranger to hurricanes. The traditional season with the most hurricane activity runs from June through November with peak months being August and September. As potential storms threaten the Low Country, homeowners must be prepared to stay safe and to protect their property as much as possible. The best time to prepare is now. Here are the steps we recommend to prepare for the Atlantic Coast hurricane season.
Prepare an Evacuation Plan
You need to know where your family can go and how to get there safely before a storm strikes. Connect ahead of time with family or friends who could offer temporary shelter if you need to evacuate. Plan several routes to get there in case flooding or other damage closes one more more routes. Stay tuned to local weather forecasts and government announcements for evacuation notices, road closures, and other vital instructions. Use the following resources to help you prepare your evacuation plan:
<a href="https://www.ready.gov/evacuation">Ready.gov</a>
<a href="https://scemd.org/prepare/know-your-zone/">SC Emergency Management</a>
<a href="https://www.ncdps.gov/our-organization/emergency-management/emergency-preparedness/know-your-zone">NC Emergency Management </a>
<a href="https://www.weather.gov/">National Weather Service</a>
<a href="https://www.ready.gov/make-a-plan">FEMA: Make a Plan</a>
<a href="https://flash.org/how-to-make-a-family-disaster-plan/">FLASH: Family Disaster Plan</a>
<a href="https://www.fema.gov/about/news-multimedia/mobile-app-text-messages#Survivors">FEMA Mobile App & text for Shelter</a>
Assemble a Disaster Kit
You will need supplies in the event of evacuation or sheltering in place. The storm and its aftermath can leave you with no electricity, communications, or basic needs. Your disaster kit must have enough non-perishables, water, medicine, radios, batteries, flashlights, and other needs for everyone in your family. Remember to include your pets’ needs. Here are some resources to help you assemble a ready-to-go disaster kit:
<a href="https://www.ready.gov/kit">FEMA: Build a Kit </a>
<a href="https://flash.org/how-to-build-a-disaster-supply-kit/">FLASH: Assembling A Disaster Kit </a>
<a href="https://www.ready.gov/pets">Ready.gov: Prepare Your Pets for Disasters</a>
<a href="https://www.cdc.gov/disasters/hurricanes/before.html">CDC Hurricane Preparedness</a>
Prepare Your Home
Prepare your home in advance to withstand hurricane impacts. Trim trees and shrubs and remove any overhanging limbs from around your home or other buildings. Install storm shutters and impact glass. Seal outside wall openings. Investing in a sturdy garage door that can withstand hurricane-force winds can protect this highly vulnerable aspect of your home. Here are more recommendations for how to protect your home from storm damage:
<a href="https://www.fema.gov/fact-sheet/tips-prepare-your-home-hurricane-season">FEMA: Tips to Prepare Your Home for Hurricane Season</a>
<a href="https://www.youtube.com/watch?v=NykjdRaYLxg">FLASH video: Protect Your Home from Flood Dama</a>
Document Your Possessions
Make as complete a record as possible of all your possessions. Include photos, serial numbers, purchase receipts, and anything else that could help you if you must file a damage claim with your insurance company. We recommend scanning documents and storing images in a portable storage drive you can take with you if you must evacuate. You should also store copies in cloud-based storage for extra security.
<a href="https://cloud.google.com/storage">Google Cloud</a>
<a href="https://www.dropbox.com/features/cloud-storage">Dropbox</a>
<a href="https://www.box.com/cloud-storage">Box</a>
<a href="https://www.sync.com/">Sync </a>
Review Your Property Insurance
It’s always a good idea to review your insurance policies to be sure of what is covered in the event of a storm. Standard homeowners’ insurance may not cover some hurricane or flooding damage, so you should not be caught by surprise. Some zones require flood insurance and extra hurricane insurance is also a sound investment. Contact your insurance company and review your coverage with a local agent.
Learn more about Flood Insurance at <a href="https://www.floodsmart.gov/">floodsmart.gov</a>
Do you need <a href="https://www.investopedia.com/terms/h/hurricane-deductible.asp">Hurricane Insurance</a>?
<a href="https://www.jeffcookrealestate.com/">Jeff Cook Real Estate</a> wants everyone to be smart and safe during hurricane season. Take advantage of the information provided above and do not hesitate to ask for assistance with making your disaster plans. 2023-10-04T13:39:14-07:002023-10-04T13:47:36-07:00Patricia Utseytag:jeffcookrealestate.com,2012-09-20:17366Beat the Heat Wave <img src="https://assets.site-static.com/userfiles/1451/image/Beat_the_Heat_Wave.jpg" width="5184" height="3456" />
Summer is the perfect time to enjoy the outdoors and the <a href="https://www.jeffcookrealestate.com/blog/summer-activities-in-south-carolina/">many activities across South Carolina</a>, but it can also get scorching and humid. When temperatures rise, finding ways to beat the heat and stay cool is important. However, running your air conditioner all day can quickly drive up your energy bills. Luckily, there are several ways to conserve energy in your home and beat the heat wave at the same time.
Keep Your Curtains and Blinds Closed
One of the easiest ways to keep your home cool during a heat wave is by keeping your curtains and blinds closed. This will help block the sun's rays and prevent your home from heating up. The Department of Energy says the smart management of window coverings can <a href="https://www.consumerreports.org/home-garden/energy-efficiency/beat-the-heat-with-window-coverings-a9364047186/">reduce heat gain by up to 77 percent</a>. If you want to let some light in, consider using sheer curtains or blinds that allow natural light while blocking the heat.
Use Ceiling Fans
Ceiling fans are a great way to stay cool without using much energy. They circulate air in your home, making a room feel up to 10 degrees cooler. This allows you to <a href="https://www.energy.gov/energysaver/articles/stay-cool-less-money-ceiling-fan">set your thermostat a bit higher and remain comfortable</a>. Ensure your fan rotates counterclockwise during the summer months to create a breeze.
Avoid Using the Oven
Using the oven can <a href="https://www.familyhandyman.com/list/how-to-keep-your-home-cool-during-summer/#:~:text=When%20temperatures%20soar%2C%20step%20outside%20and%20grill%20your%20meals%20instead%20of%20using%20the%20oven%2C%20which%20can%20raise%20the%20temperature%20of%20your%20home%20considerably.">quickly heat up your home</a> and make it feel stuffy. Instead, try cooking on the stovetop or using the microwave. You can also use a slow cooker or grill outside to keep your home cool while still enjoying a home-cooked meal.
Invest in a Programmable Thermostat
A <a href="https://www.familyhandyman.com/project/install-a-programmable-thermostat-for-energy-savings/">programmable thermostat</a> allows you to set different temperatures for different times of the day. Setting your thermostat to a higher temperature when you're not home or asleep can save energy and reduce your energy bills.
Install Weatherstripping
Weatherstripping around doors and windows can help to <a href="https://blog.realmanage.com/en-us/why-weatherstripping-is-even-more-critical-in-summer#:~:text=Weatherstripping%20can%20also%20get%20rid,permitting%20better%20cooling%20or%20heating.">prevent air leaks and keep your home cool</a>. This can help reduce your air conditioner's workload and lower your energy bills.
Plant Trees and Shrubs
<a href="https://www.familyhandyman.com/list/fast-growing-shade-trees/">Planting trees and shrubs</a> around your home can help to shade your home and reduce the amount of heat that enters your home. This can help keep your home cool and reduce energy bills during the summer months.
Staying cool during a heat wave doesn't have to be expensive or difficult. By following these simple tips, you can conserve energy in your home and beat the heat wave at the same time.
If you’re in the market for a <a href="https://www.jeffcookrealestate.com/buyers/">new or different home in North or South Carolina</a>, Jeff Cook Real Estate can help! Contact us today to see what is available.
2023-07-19T11:04:53-07:002023-07-27T08:38:02-07:00Patricia Utseytag:jeffcookrealestate.com,2012-09-20:14501Fall Home Maintenance Checklist Fall is almost here and that means it’s time to prepare your home in South Caroline for cooler weather, falling leaves and maybe even some heavy weather. Living near the Atlantic coast through the fall and winter means you may encounter some significant storms, as the east coast hurricane season <a href="https://www.nhc.noaa.gov/climo/#:~:text=The%20Atlantic%20hurricane%20season%20runs,Sea%2C%20and%20Gulf%20of%20Mexico.">runs from June 1 to November 30</a>.
Take note of some home maintenance tasks now and be prepared to enjoy autumn worry-free. Most of these recommended tasks homeowners can handle themselves. But even if you hire professional help, it can be worth your expenditures to help make sure your home is ready. Plus, you can save money over time by timely preventive maintenance to stave off costly repairs later.
Clean Out Gutters
Fall means colorful leaves that strike abundant hues of red, yellow, and orange, gently falling all around your beautiful home — and filling your gutters. Blocked and overflowing gutters allow excess water to drain right into your home’s foundation and every other place it should not go.
Be sure to use proper ladder safety and climbing techniques while cleaning out all gutters and downspouts so water can flow freely away. Depending on your property and its amount of nearby trees, you may need to repeat this chore after autumn leaves have finished their celebratory dance to the ground and trees are bare.
Inspect the Roof
While you practice proper ladder safety, take a good close look at your home’s roof. Peeling, loose, broken, or missing shingles or other roofing components allow water intrusion. Water inside means serious damage and serious costs. Replace any damaged or missing shingles, trim, soffit, or other roofing components to seal off your roof from water.
You should also take note of the overall condition of your roof. Any sagging portions should be examined closely from the inside and outside by a roofing professional. Older, worn roofs cannot stand up to severe weather events as well as new roofs, so depending on your roof’s condition, it may be time to replace it.
Seal Up Air Leaks
Air leaks around doors and windows cause your HVAC to work harder to keep your home cool and warm. Temperatures in the south can sometimes dip down fairly low, and keeping your home comfortable can cost more when precious warm air escapes around joints. Sometimes this means adding some weatherstripping around seams and openings.
In older homes, substandard windows and doors or sagging walls and floors can cause air leaks. Seatherstripping can help some, but solving this problem may require more extensive means. New windows and doors can help, along with correcting any problems with slanting floors or wall failures.
Inspect the HVAC
Your HVAC (which, incidentally, stands for heating, ventilation, and cooling) performs important tasks to keep your family comfortable and healthy. Many people forget the “V” in HVAC is just as important as keeping you warm or cool. Keeping your home properly ventilated seals out allergens and other pollutants while allowing the free flow of fresh, conditioned air throughout your home.
Inspect all working parts of your HVAC system, and note any strange noises, odors, frayed or worn wiring, and possible clogged ducts. Clear away any grass clippings or leaves from your outside unit to facilitate the free flow of air. Your HVAC filter should normally be changed monthly, but some systems have other filters that are changed less frequently. A licensed HVAC professional can advise you about any cleaning, repairs, or other issues to keep your system in top condition.
Inspect Fireplaces
All fireplaces that see use during the fall and winter should be inspected each year before the season begins. This ensures the free flow of smoke out and that no obstructions have happened to present the risk of fires. This inspection should be done by a licensed professional with the proper tools and equipment.
Your fireplaces should also be cleaned thoroughly before the season, in preparation for <a href="https://www.jeffcookrealestate.com/outdoor-lighting-guide/">lighting a warm,</a> relaxing fire on chilly carolina nights. Be sure your fireplace tools are stored handily nearby and keep all wood or other flammables in safe storage places until time to light a fire. Keep children away from fireplaces. It’s always wise to use a screen to prevent hot embers from floating out of the fireplace and into your home.
Check Gas Furnaces
If your home has a gas furnace or any gas appliances, having them checked before autumn’s increased use is always a good idea. A gas professional can test for leaks and repair any problems before they can endanger your home and family. Change filters, clean lines, clean around furnaces, and make sure air can flow freely all around it.
Close Down Pools
Labor Day Weekend is the traditional end of summer, and that means saying a temporary goodbye to your swimming pool. Closing down the pool is a chore that involves many steps, but this preserves your pool and equipment for next season. Storing away pool equipment and shocking the water before installing your pool cover are only part of the job. A good cleaning should be the last step and first step when closing and opening your pool. A local pool professional can also help you by handling these tasks. Sometimes the cost is well worth the time and effort saved.
Review Safety Measures
Any change in seasons is a good time to review your home’s safety measures and plans, but especially before fall when fireplaces will be in use. Check all your home’s safety equipment and be sure everything is in top working order. This should include:
Gas & Carbon Monoxide Detectors - check their operation and replace all batteries.
Fire Extinguishers - check their operation and have them recharged if necessary. Be sure all family members know their location and how to use them.
Escape Routes & Assembly Points - you should have an escape plan in case of fire, especially in multi-story homes, including a set point on the property where everyone gathers once leaving the home.
Locks - test and lubricate all door and window locks, and replace any that seem worn or stiff.
Alarm Systems - test your home’s alarm systems, including all windows and doors, any cameras, audible alerts, and connections to the alarm company.
Jeff Cook Real Estate wants everyone to be safe and enjoy their homes in the coming fall and winter seasons. Use this <a href="https://www.jeffcookrealestate.com/home-evacuation-considerations/">handy checklist to prepare</a> your home for the change in seasons. Are you considering selling your South Carolina home, or possibly moving to South Carolina? Jeff Cook Real Estate has all the resources you need to begin. <a href="https://www.jeffcookrealestate.com/contact/">Contact us today to learn more</a>. 2022-09-09T12:09:00-07:002022-11-14T12:24:47-07:00Patricia Utseytag:jeffcookrealestate.com,2012-09-20:140536 Ways to Care for Your HouseplantsHappy houseplants add an atmosphere of life and vigor to your home. But how many times have you fallen in love with a plant at the store, only to watch it die a slow and painful death in your home? When bringing a bit of nature into your home, it pays to remember that most every plant has several basic needs.
Jeff Cook Real Estate routinely offers real estate tips for buying and selling a home, but we also like to help improve your life wherever you live. Here’s six ways to care for your houseplants that will help your plants live their best life — and contribute materially to yours.
Provide the Best Light
Everyone knows that plants need sunlight to perform vital functions. But <a href="https://www.npr.org/2020/06/02/867887979/why-does-my-plant-look-sad-6-tips-for-raising-happy-houseplants">the right kind of light</a>, and the right amount, are essential. Common real estate tips will recommend placing plants near sources of natural light and turning them every few days so each part of the plant receives adequate sunlight.
South-facing windows tend to get the most natural sunlight. Be careful not to place plants in direct sunlight. Most houseplants will thrive with medium indirect natural light or even low light. For specialty plants, you may wish to consult with an experienced gardener.
Provide Adequate Care for Roots
Keep an eye on the roots of your houseplants. Keeping them moist but not soaking wet will prevent root rot. Pull out your plant periodically when the soil is dry and examine the roots. If they seem bunched together, growing around the pot or pushing out the pot’s drain holes, it’s time to move the plant to a larger pot with more room.
You may also want to prune the plant at this time, ridding it of any dead leaves or growth. Large plants can often be separated at the roots to make additional plants for repotting. Some plants adjust to this better at certain times of the year. Consult with a local gardener or plant specialist for your particular houseplants.
Provide Just Enough Water
Enough is enough when it comes to how much water your houseplants need. Most real estate tips say you should add water when the soil is dry for about an inch to two inches into the pot. Water all around until just a trickle is visible at the pot’s drain holes. Then put your watering can away and leave it alone. Over watering is just as bad as a lack of water. Check your houseplants every two or three days for soil moisture and only water when the above guideline is true.
Provide Extra Nutrients
Houseplants can use some occasional fertilizing, but as with water, don’t overdo it. Spring and summer are the typical seasons for plants to experience growth spurts, so a little extra nutrients are warranted. Choose a light fertilizer with equal amounts of nitrogen, phosphorus and potassium. An equal distribution will see a proportionate growth of both green leaves and flowers.
Provide Enough Space
Not only do your plants need adequate space in their own pot, but they need <a href="https://www.bhg.com/gardening/houseplants/care/houseplant-care-guide/">room around the pot</a> for adequate air and light. Avoid crowding many plants together in a sunroom or bright spot of a room. Sparingly spread your houseplants around in many rooms. This adds life to other areas of your home and allows the plants to grow freely without competing for space.
Provide Occasional Baths
Houseplants get dusty, too. Dust your plants with a soft cloth or rinse the leaves periodically during watering. A coating of dust prevents the plants from absorbing enough sunlight; not to mention it makes your plants look old and dirty. Clean, healthy plants are attractive and add life and color to your home.
Want more real estate tips for how to care for your home or learn more about buying and selling real estate in South Carolina? <a href="https://www.jeffcookrealestate.com/blog/">Follow the Jeff Cook Real Estate blog</a> for regular updates. 2022-07-30T07:37:00-07:002022-07-13T06:54:33-07:00Lee Willeytag:jeffcookrealestate.com,2012-09-20:6068Smart Home Features to Add to Your Home
Especially when buying or selling a home, a smart home can be a true differentiating factor that sets the home above the rest. Since home automation systems are quite new, an updated system will add to your home’s comfort and it is one of many strategies to increase your <a href="https://www.jeffcookrealestate.com/blog/increase-the-value-of-your-property-with-these-design-ideas/">home value</a>.
Smart Appliances
One of the most prominent places in your home to implement the most up-to-date smart features is your kitchen. There has never been a better time to be more connected to your <a href="https://www.allrecipes.com/gallery/the-best-of-lowcountry-southern-cooking/">cooking</a>. From smart dishwashers and refrigerators to a smart range hood, there are smart kitchen appliances for every home’s needs. (Some of them we didn’t know we needed until we learned of their existence!)
Smart Plugs
These little guys are the perfect way to add smart features to any room of the house. If there is an ordinary device that you plug in, you can upgrade it to a smart feature by utilizing smart plugs that automate and control whatever you connect to it. Smart plugs are a convenient and affordable way to enhance your space.
Smart Smoke Detector
You can rest assured that your home and loved ones are safe with smart features like the smart smoke detector. Compatible with your wifi and an app, these devices can quickly and calmly alert you whether you are home or away to any dangers of smoke or carbon monoxide.
Smart Routers and Home Devices
To take your smart home features to the next level, you can take advantage of smart routers and home devices. Widen the range of your wifi and smart features with a smart router that extends the reach of your wifi to enable your smart devices from one end of your house to the other and boosts your wifi signal. Pair this with a home device and you can essentially have a home where you can find out the weather or news from any room, use voice commands to turn on or off your lights or play music.
As home automation systems become more popular, they are becoming more affordable. As a result, your home will be more valuable, not only to potential <a href="https://www.jeffcookrealestate.com/blog/process-of-buying-a-home/">buyers</a> but also to you and your family. 2021-05-24T08:00:00-07:002022-06-17T13:05:35-07:00Lee Willeytag:jeffcookrealestate.com,2012-09-20:10659What to Keep for Taxes after Buying a Home<img src="https://assets.site-static.com/userfiles/1451/image/Homeowner_Taxes.png" width="2674" height="1783" alt="Taxes for Homebuyers" />
Buying your very first house is an incredibly large step, plausibly an overwhelming decision to make as a part of one's life. It is, however, a good investment and could signify the results of your fruitfulness and years of hard work. Financially speaking, being a real estate owner entails a more complicated taxation process than when you do not own a property. This does not mean it is all complex and stressful. Having your own home could also give you tax advantages, making you save more money than you anticipated. Here is everything you need to know about what is recommended when doing your taxes after purchasing a home, including the benefits of being a homeowner when it comes to taxes.
Tax Breaks
Homeownership offers numerous perks and introduces a new world of tax breaks. Before owning a house, the standard deduction is what you most likely have been claiming, but upon possessing a home you can opt to itemize deductions on your tax returns. Once you begin the process of itemizing, the things you usually pay can now earn you tax-saving deductions. Enumerated below are some of the tax breaks that will come to your attention after entering the world of real estate.
Interest on your mortgage
The <a href="https://www.jeffcookrealestate.com/blog/mortgage-payment-structure-explained/">mortgage</a> interest deduction is one of the largest tax breaks for most homeowners. You can withhold your investment's mortgage interest, with a few situational exemptions, like a yearly cap, for instance. The odds of this happening are low, nevertheless. A tax year usually ends in January, and afterward, you will have to expect your lender to point out the IRS form particularizing your annual interest paid. You have to ensure that you will also include further interest you funded since this is essential to your closing balance. These should be written on your settlement sheet for the house purchase. Lenders will also send the first months' interest of your loan. You may seek assistance from the person or institute who lent you the money to specify this to you. However, you have to add this to the sum of your interest when you do your taxes in case it is not included in your 1098.
Taxes on the properties
The cash you fund in local charges can be put under deductibles. If you have your taxes sorted out through a moneylender <a href="https://gofirstnations.com/what-is-an-escrow-account/">escrow</a> account, you will discover the sum on the form you submitted. Personal records through checks and transfers, among others, are what you will be having if you go directly to the tax authorities in your area. Furthermore, plausibly discoverable on the settlement sheet are the off chances that you repaid the vendor for any land charges they paid ahead of time while you claimed the home. Note that you also have to incorporate those installments.
Points to pay
Upon <a href="https://www.jeffcookrealestate.com/blog/process-of-buying-a-home/">purchasing</a> a home, you may need to pay "points." This charge is normally communicated as a level of the advance sum. If the credit is received by your home and the measure of points you pay is in accordance with your space, the points are deductible as "interest" so long as the money you paid at your closing through your down payment can be equated to the points.
The world of homeownership
Now that you are equipped with this knowledge, buying a house and immersing yourself in paying taxes, mortgages and loans is less "taxing" now, right? Sure, purchasing your first home can be quite an overwhelming decision initially, but through a guided mindset and a decent knowledge about the workings of taxation in the field of real estate, homeownership can go by like a piece of cake.
2021-05-10T08:00:00-07:002023-08-29T08:11:18-07:00Lee Willeytag:jeffcookrealestate.com,2012-09-20:10610How are Millennial Home Buyers Shaping Trends?<img src="https://assets.site-static.com/userfiles/1451/image/Millennial_Homebuyers_Shaping_Trends.png" width="2880" height="1920" alt="Millennial Homebuyers" />
Having your own home is the dream for most people. Over the past century, housing is one of the invaluable investments made by individuals, couples, and even families. According to house marketing experts, in the dawn of the 21st century, economic stability and recovery have contributed to the influx of millennial homeownership. Despite 2018 statistics implying millennials' low interest in house investment, the pandemic and the post-pandemic era have shown shifting perspectives from Millenials about housing.
Home Affordability
Purchasing real estate and property is considered the most extensive undertaking people venture into. Many factors shaped millennial perspective towards <a href="https://www.jeffcookrealestate.com/blog/process-of-buying-a-home/">buying a new house</a> - trends are the driving variable that honed millennial homeownership over the past decade. Sustainable and smart features are also important factors to consider. In addition, affordable multifunctional and economic community spaces contribute to a drastic interest in house investment among the younger generation. According to the National Association of Realtors (NAR), millennials' digital advancement correlates to the surge of house marketing affecting real estate agents' perception towards their potential contribution to the housing sector.
Increasing Income
In contrast to the popular belief - millennials are workaholics, according to social experts. The caricature that set millennials as a demanding, entitled, and indolent generation has become an understatement in recent times. The pandemic may have hindered workplace and career advancement for the older generation, but millennials' practical expertise and knowledge in technology and trends have transpired. Studies analyzing work perception among boomers and millennials show drastic and significant performance output. Moreover, the rise of new industries and jobs has contributed to relevant talent in which millennials' proficiency is valued. Therefore, this results in higher income generation, maximized talents, and adaptability to 21st-century challenges, increasing the potential for extensive personal investments - homeowning.
Unbridled Optimism
The rise of the COVID-19 pandemic did not hinder optimism in the younger population. Research indicates that millennials tend to ignore the typical "doom and gloom." A generation forged by a relative mindset about <a href="https://news.duke-energy.com/releases/clean-generation-remains-duke-energys-focus-as-it-plans-to-triple-renewable-energy-this-decade">sustainability</a> and awareness has proved to be a generation inhibiting the most optimism. The only uncertainty for millennials is that they believe in a better future. Millennials are also considered risk-takers contributing to their experience seeing the worst and are prepared for potential risks and threats. This risk-taking mindset has resulted in a position where they can afford larger, more expensive investments than previous generations.
The Millenial Undertaking
Kids these days - millennials might take a lot of burdens, especially from the negligence of the past generations. However, their potential seems to be astute. As a generation honed by conservatism and a culture of social conditions, they tend to be committed to keen undertaking and bold investment. Thus, this represents fast segments in home owning and real-estate expenditures, as shown in recent statistics and research. Furthermore, <a href="https://www.jeffcookrealestate.com/blog/smart-home-features-to-add-to-your-home/">tech-savviness</a> and digitalization have made an impact on millennial's perspectives concerning the subject of personal investments.
2021-04-30T13:30:00-07:002021-05-10T10:04:05-07:00Lee Willeytag:jeffcookrealestate.com,2012-09-20:10552What is Equity and How Do I Cash Out?<img src="https://assets.site-static.com/userfiles/1451/image/Home_Equity_JeffCook.jpg" width="4288" height="2848" alt="Home Equity" />
Equity is one of those terms that gets thrown around a lot, however, it can be confusing what it means in the world of real estate. We will walk you through all you need to know about equity and how you can cash out on your equity.
What Is Equity?
In simple terms equity refers to your assets minus your liabilities. So, In terms of home equity, this refers to you subtracting any mortgage as well as any other debt such as encumbrance tied to the home, from the value of your home. In this case, the home is the asset whiles the <a href="https://www.jeffcookrealestate.com/blog/budget-tips-to-relieve-the-stress-of-high-house-payments/" target="_blank">mortgage</a> with any other debt is the liability.
So, for example, if your house costs $152,000 and you paid for it with no mortgages or encumbrance or liens, then you own 100% equity of your home, which means you have $152,000 of home equity in your name. However, if your home costs $152,000 and you own a $52,000 mortgage with no other additional debt, then you have $100,000 in home equity.
What Are The Benefits Of Home Equity?
Owning home equity or paying off some of your mortgages comes with a lot of benefits, some of which include:
1. Appreciation
The value of your home tends to increase over time, so the higher your home equity, the more profit you can make off the home.
2. Leverage
The more your home equity, the higher the amount of money you can borrow against that equity. And as you will learn in the next section, having home equity gives exposes you to some loan opportunities.
3. It Alleviates Your Financial Burden
The more home equity you have, the more financial freedom you have. This is because having home equity saves you from certain financial obligations such as mortgage interest as well as property tax, which can save you some cash.
<br /><br />
How Do I Cash Out On My Home Equity?
If you won some equity in your home, you do not necessarily have to sell your home to gain access to your cash. There are various ways you can leverage the equity of your home, however, two of the most popular options include:
<br /><br />
Home Equity Line Of Credit (HELOC):
With a HELOC, you can borrow against the equity of your home. How this works is that you are given a line of credit of a <a href="https://www.banksc.com/calculator/credit-line" target="_blank">maximum limit</a> which you can borrow, however, you have the flexibility of borrowing how much you like and whenever you like given that it doesn't exceed the maximum limit.
When the loan is set up, you can borrow money for the next 10 years, and when the 10 years period expires, you will be required to pay off the loan together with the interest accrued within 15 years. However, the maturity period can vary from bank to bank.
Mostly, Home Equity Line Of Credit loans tends to have a loan-to-equity value of 80%, which means the lender will give you 80% of the value of your home equity. So, assuming you have home equity of $150,000, most banks will give you a line of credit of $120,000, and you can take out any amount from the $120,000 for the next 10 years.
Also, HELOCs have a floating interest rate, what this means is that it isn't fixed since it moves up and down with the market.
<br /><br />
Cashout Refinance/ Home Equity Loan:
This lets you take a large lump sum of money upfront and you will be required to pay this loan within a given period, however, with this, you will be required to pay a fixed monthly payment. Unlike the HELOC, the interest rate of a <a href="https://www.jeffcookrealestate.com/blog/what-you-need-to-know-before-applying-for-a-home-loan/" target="_blank">home equity loan</a> depends on how much money you borrowed, and it stays the same till the end of the loan. So, a cashout refinance is like a second mortgage. 2021-04-21T11:38:00-07:002021-08-30T12:07:59-07:00Lee Willeytag:jeffcookrealestate.com,2012-09-20:10480Home Insurance: What is it and Why do I Need it?<img src="https://assets.site-static.com/userfiles/1451/image/Untitled_design_26.png" width="2000" height="1333" alt="Home Insurance" />
New homeowners often hear about home insurance but don't have enough information about what it actually means, what it covers, and if they should even get one. So, let's start from the beginning.
What is Home Insurance?
Home insurance, also known as <a href="https://weinsuregroup.com/insurance/property/home">homeowners insurance</a>, or HOI, is a type of property insurance that can cover these four kinds of incidents:
Exterior damage,
Interior damage,
Liability
Loss or damage of personal possessions.
As you can see, all aspects of your home and/or your possessions can be covered by a policy. You are also covered against legal liability when a person not living with you is hurt while on your premises. When for example, slipping on your driveway.
Home insurance can be sold as a single policy or multiple-line policy. A standard policy usually insures the home itself along with the belongings inside of it.
Why do I Need Home Insurance?
Although no law requires you to take out a home insurance policy when applying for a <a href="https://www.jeffcookrealestate.com/blog/mortgage-payment-structure-explained/" target="_blank">mortgage</a> to buy real estate, mortgage lenders do require you to get it before they agree to finance your purchase. Their investment is therefore protected if the home is damaged, or destroyed by a natural disaster.
Apart from that requirement, it is a good thing to have one for exactly the reason listed above. The basic policy usually covers perils such as fire, lightning, explosion, smoke, windstorm/hail, vehicle collision, riot, and vandalism. The perils covered (and those not covered) will be listed in your home insurance policy.
Homeowner's insurance coverage can pay to fix or rebuild your residence and possibly other buildings on your property, such as a detached garage or a storage shed. If your possessions like furniture, TV, or even expensive china get damaged, the HOI can help pay to replace your assets.
How do Home Insurance Claims Work?
First of all, you should call your insurer helpline as soon as possible. If you for example make a claim for interior fire damage in your home and the claims adjuster estimates the cost to $5,000 to bring the property back to habitable conditions, you will be informed about your deductible cost which can be, say $1,500 according to the policy agreement. You will then get a payment of the excess cost, in this case, $3,500.
The higher the deductible, the lower the monthly or annual premium on the insurance policy.
What Happens if I Don't Have Home Insurance?
Not having home insurance <a href="https://www.jeffcookrealestate.com/blog/mortgage-payment-structure-explained/">can cost home buyers their mortgage</a> before they even get one. Aside from getting a mortgage, once you are an actual homeowner not having a policy can prove to be costly. Not being covered against natural disasters, of which some are happening more often than ever, can literally cost you the roof over your head.
<a target="_blank" href="https://www.insurancejournal.com/news/national/2013/05/14/291804.htm" class="editor-rtfLink">Surveys</a> about homeowners insurance coverage often reveal that first-time buyers but also existing homeowners are confused by what is and what isn't covered by their policy. Always make sure that you are aware of what is listed in your policy papers.
Home insurance is not something where you should pinch pennies. Inquire with your insurer about a homeowners policy sooner than later. 2021-04-12T09:30:00-07:002021-11-28T18:12:00-07:00Hunter Cooktag:jeffcookrealestate.com,2012-09-20:10149How to Make the Most of Your Home Office <img src="https://assets.site-static.com/userfiles/1451/image/home_office_set_up_.jpg" width="1200" height="800" />
When we work from home having a place or space we can work in comfort while not diminishing our focus can be a challenge. For that reason, here is a short post for those working during the quarantine from home to help them max out their home office space.
Remove Unnecessary Objects
Working in a cluttered home is the first thing that needs to be resolved. Clutter is environmental noise and your environment is a reflection of what is going on in your mind. They bounce off one another, so if you want a home office where you can concentrate, optimize productivity, you need a home office that is clean, <a href="https://www.jeffcookrealestate.com/blog/top-5-organization-tips-for-your-home/" target="_blank">organized</a> and relaxing.
To that end, remove objects that don't need to be in that room. You don't have to put them far. You can simply stash them away in cupboards, drawers, or storage boxes just for the duration of the quarantine so they are within easy reach. Getting rid of clutter is actually a destressing activity and will help you feel better. It may even spur you on to clean other areas.
Shape Home Office Layout
For an efficient layout that makes effective usage of limited space and offers peace of mind in your home office, keep bulky furniture and devices _behind_ you. Unless you need the TV for work, keep that to your back as well. Even if you like background noise, keep it behind you. Objects can be distracting as it gives you something to look at and that takes attention away from what you're needing to do.
With furniture, unless you need books or files in easy reach, remove it from the room. All you really need is somewhere comfy to sit for a long while with the tools you need to commit to your work. If you need to put a pile of books down within easy reach, get a small table and put that next to your workstation but make sure t is decluttered first. Minimal movement and restricted visual contact with other objects will help keep you on task.
Making The Best Of A Cramped Situation
If you live in a small house or with others, the best way to make a home office is to keep it mobile. That will require observation and active, daily cleaning on your part and you may even find yourself having to clean and tidy up after others. This way you can make an office where you can get the most peace and quiet to maximize your productivity. It may not be ideal, but try to follow the suggestions above. You don't need to go to great efforts; just try and reduce as many distractions as possible.
Life in quarantine is not easy, but consider that it is going to be long term. This will give you plenty of time to play around with your house and furniture to create a suitable office in your home allowing you to work from home with more ease. Put the effort in now and it will pay off later.2021-03-08T06:45:00-07:002022-09-27T04:58:53-07:00Megan Garrelltag:jeffcookrealestate.com,2012-09-20:9359Budgeting for Home Improvement Projects<img src="https://assets.site-static.com/userfiles/1451/image/Home_Improvement_Budgeting_and_Planning.png" width="1200" height="800" alt="Home Improvement Budgeting and Planning" />
Very few of us like sticking to a budget, but setting a budget is key when you are planning to take on a big home improvement project. Whether we are talking about a $20,000 home energy makeover or a $3,000 <a href="https://www.jeffcookrealestate.com/blog/how-to-renovate-your-attic-on-a-budget/">attic renovation project</a>, it’s important to make a financial plan and stick to it. Without a proper budget, you will eventually pay much more than you initially planned.
Determine Your Goals
Before you set a budget, you need to be clear on why you want to renovate. Drill down to the specifics. You need to pin down decisions and select finishings and the materials before you start the actual project.
Before you start tearing up floorboards, do some research. One of the most important things you need to do is figure out whether you need <a href="https://www.theguardian.com/money/2014/sep/20/home-improvements--essential-guide-planning-permission">planning permission</a> for your home improvement project. You may need a permit to install a new fence, replace a water heater, etc. A building permit for a larger project can cost anywhere from $500 to $2,000. Definitely consider these costs when determining your budget.
Get a Hard Quote
If you want to formulate an even more accurate budget, put together a list of exactly what you want and provide it to a contractor. Keep in mind, it takes time to formulate a proper quote. Home contractors are usually too busy to give free quotes. They may give you a free estimate, but it may not be as accurate as you would like.
If you want to receive the timeline for the job as well as a detailed outline of all the costs, it is worth paying for a hard quote. Regardless, there will likely be some hidden expenses. When tearing down walls, you may find mold or asbestos hiding behind the plaster. For this reason, it's a good idea to allocate 10% to 15% of your budget for surprise costs.
Factor in Home Insurance
Your project may affect your home insurance. If some damages occur during the project, you wouldn’t want to pay for them out of pocket. Your insurer may not cover the work being done or may require you to pay an extra premium. In some cases, it could help to take out specialist renovation insurance or consult a property management accountant.
Keep Track of Improvements
Setting a home improvement budget is one thing, sticking to it is completely different. To minimize surprise expenses, you should record everything step-by-step. It can be easy to lose track of the side projects being done simultaneously.
You need to divide everything into <a href="https://www.jeffcookrealestate.com/blog/5-diy-projects-to-tackle-this-weekend/">smaller projects</a>, and then closely track the progress. For instance, if you hire an electrician to do some wiring, you will want to track their work as it happens while taking note of what the plumber or carpenter is doing.
Use Spreadsheets
Keeping track of all the work going on in your home is easier said than done. Spreadsheets can be a lifesaver. You don’t need to be an Excel genius to do this. Thanks to apps like Google Sheets, you can create spreadsheets easily and free-of-charge. A spreadsheet could help you track progress, budget, and prioritize the projects that need to be done first.
Financing
You can do the work in stages or take out a loan in order to complete everything in one go. Obtaining a home equity line of credit is a popular way of financing big home improvements. In this case, the equity in your home serves as collateral and you can borrow money on an as-needed basis.
Another option is to apply for a home equity loan which typically offers fixed rates. If you want to get a home equity loan, know that many lenders won’t give you one for less than $25,000. Unless you plan on doing a huge kitchen remodel or add a new room to your home, a HELOC may be a better option.
Wrriten by: Kevin jefferson
Kevin has gone through an extensive home renovation with his son, which he has both thoroughly enjoyed, and dreaded every morning. He is now the proud owner of half his dream house (the other half is waiting for spring). You can read more of Kevin’s work on <a href="https://plainhelp.com/author/kevin/">PlainHelp</a>.
2020-11-09T09:00:00-07:002022-02-17T07:40:23-07:00Matt Serratotag:jeffcookrealestate.com,2012-09-20:8951Easy Ways to Create a Virtual Classroom for Your Kids in Your Home<img src="https://assets.site-static.com/userfiles/1451/image/Easy_Ways_to_Create_a_Virtual_Classroom_for_Your_Kids_at_Home.png" width="940" height="788" />
This new situation has led most of us to think about what it takes to homeschool. Creating optimal conditions for learning at home can be achieved by a simple rearrangement of furniture that will create a sense of determination and excitement when it comes to schoolwork. To help you create an engaging environment for your child, we have compiled these organizational tips and homeschool ideas.
CORNERS TO READING NOOKS
Corners are the most unused spaces in every room. To make the transformation, you don't need elegant drapes or a killer view. Just set up a few floor pillows to make it comfy for book reading or doing work on an iPad. If there is no natural light in that corner, use a sconce to brighten up the space.
MAKE THE MOST OF THE SPACE
Is your kid's room tight? A useful little side table with drawers saves space, keeps the room tidy, helps your child to have all the unnecessary accessories close at hand, and most importantly, creates the feeling of a real classroom.
MULTIPLE WORK ZONES
Experts often recommend having different spots that can be used for learning in your home. A table for projects, a desk for focused tasks, and a cozy nook for reading. Children will have more enthusiasm and increased focus if they can change positions and take breaks from staying in the same environment for too long. Learning in different locations may also help increase the ability of your child to absorb information.
Pro Tip: Place a task lamp with an LED bulb on the opposite side of your child’s dominant hand to eliminate eyestrain.
HOMEWORK HIDEOUTS
Do you know that you can create a homework hideout from your barely-used closet? Just take out winter coats and place them into a box under your bed, add a small desk, a lamp, and your hideout is ready! This makes an excellent tucked away study spot. You can even use floating shelves to add more dimension. A lower shelf can serve as a work surface while a higher one serves as storage.
Pro Tip: If your child uses a laptop for a meeting, you should place it on a stack of his books. If the monitor is set too low, your child may develop a hunch.
AMP UP DESK STORAGE
If you have limited desk space, go vertical. Try to install a floating shelf or pegboard next to or above your desk. This way, everything you need for homeschool success will be visible while the work surface is clutter-free.
DON’T FORGET THE WALL SPACE!
The classroom is probably going to take up an entire wall space. Depending on where you are going to set up your homeschool, pictures and decor from your wall will probably need to be taken down. You can make your wall work for you. Use the wall to hang up helpful educational charts and fun pictures of family and their favorite characters to remind them why they love to learn.
WHITEBOARD
A whiteboard is arguably one of the most important tools your children use to learn and practice. Teachers and kids use it for almost every subject. A whiteboard helps children to learn visually through writing or drawing something in a larger size which may help them to understand more clearly. Invest in some markers with fun colors to help engage your child’s senses and organizational abilities.
Many of us are guided by a budget, but don’t worry! Setting up a virtual classroom can be very affordable. In time, you will get used to it and see what your child needs most to learn, so there is no need to invest a lot of money for this right from the start. Remember that rearranging your furniture may be all your student needs to succeed and love learning.
2020-09-11T06:33:00-07:002021-12-20T07:40:12-07:00Jeff Cooktag:jeffcookrealestate.com,2012-09-20:8934How to Show Your Home Last Minute<img src="https://assets.site-static.com/userfiles/1451/image/cleanpicture.png" width="750" height="502" alt="Cleaning for a Last Minute Home Showing" />
Let's say your real estate agent just called for a last-minute showing. Although major changes are going to require some advanced notice, it's not uncommon for a potential buyer to want to schedule a showing within a few hours. How can you possibly get ready for a showing with such short notice? Thankfully, there are a few organizational tips when selling your home that will keep you ready and in good shape for a showing at any time.
You might think you can't clean your home in an hour and get ready for a showing, but you'd be surprised! These quick-fix chores work to target the most visible parts of your home and the places that tend to attract the most mess. You can tidy up the spots that prospective buyers will see and then save the rest for another day.
Sweep the front steps and clean the glass on your front door. Setting a good first impression makes a difference so you want to give them a good first impression when they walk towards the house
Carry a laundry basket through the house to pick up any clutter. Stash the basket in a closet or somewhere out of sight where a buyer won't look at it.
Clean up trash and throw it out. Line any trash baskets with clean liners to put your house in the best appearance possible.
Put your pets away. While you may love your dogs, seeing a place with pets may not be ideal. Consider putting dogs or cats in an empty room during the showing.
Hide cords out of sight. Collect all the chargers that don't have to be plugged in and then stash them in a drawer until the showing is over.
Hang fresh towels and put out new soap. Hide your used towels and soap. New fluffy towels give a bathroom a great appearance so it's well worth doing. Get a small bin and put any makeup or other countertop items in it and stash them away.
Allow natural light to shine through the house. Open up curtains and raise the blinds during daylight hours. Place lamps in low-natural light areas so that your place looks bigger and brighter to prospective owners.
Wipe down kitchen counters. Remove any excess items to give them a clean look and wipe them down so they look great
Straighten pillows and make the beds. The bedding in both the living room and the bedrooms should look fresh and put together for a guest.
Use mild-scented candles to give your house a fresh and clean aroma without giving the potential buys a headache.
If you're just getting started in the selling process, you can check out our tips for <a href="https://www.jeffcookrealestate.com/blog/scrambling-to-sell/">simplifying your home selling process</a> and read <a href="https://www.hgtv.com/lifestyle/real-estate/10-ways-to-prep-your-home-for-sale">10 Ways to Prep Your Home for Sale</a> to stay stress-free for home showings.
Now that you have the basics down, you're ready to start welcoming potential buyers in an hour or so. At Jeff Cook Real Estate, our agents are experts in selling homes! They know exactly what buyers come to see in a home showing. Working with them will allow you to show your home in the best light possible. Still feeling stressed? Meet the <a href="https://www.jeffcookrealestate.com/blog/meet-the-sell-squad/">Sell Squad</a> for more information on how to get your home show-ready.
2020-09-09T08:25:00-07:002021-12-20T07:37:56-07:00Matt Serratotag:jeffcookrealestate.com,2012-09-20:8184How to Apply for a Home Loan<img src="https://assets.site-static.com/userfiles/1451/image/How_to_Apply_for_a_Home_Loan.jpg" width="800" height="443" alt="How to Apply for a Home Loan" />
The overall process of acquiring mortgage approval can get pretty confusing, especially for first-time home and property buyers. But the good news is, this article will guide you through the basic steps of applying for a home loan approval process. This guide will help you find the right home loan for your financial needs in the best possible way.
Step 1: Pre-Approval of Mortgage
Pre-approval is similar to pre-screening; this process determines if you're qualified for a home loan. It evaluates the financial capability of the lender, primarily his or her assets, debts, income, credit scores, and reports. During this process, the lending institution will inform you about the amount they're willing to give you, and they will also provide you with a pre-approval letter.
This is a crucial and beneficial step in the home loan approval process, as it narrows down your options. Without this step, you may end up wasting your time and energy by looking at house and property options that are way above your budget and financial capability.
Step 2: Home Searching & Offer
After you passed the pre-approval stage and were granted a certain amount of loan, you can now proceed on searching for a house that is within that cost. This stage allows little to no involvement for the home loan lender, as this solely and heavily rely on the real estate contractors and buyers.
The home loan lender then returns to the picture right after you've decided to buy a certain home. Right then and there, you'll be needing to move into the next stage of the home loan approval process.
Step 3: Application of Home Loan
Once you've finished the first two steps, now is the time to process your mortgage approval and apply for a home loan. The process may vary depending on where you live. However, most lending institutions comply with the standard form--the "Fannie Mae form 1003" or also known as the Unifrom Residential Loan Application.
In this type of application, information about the property will be asked, the type of home loan to be used, and information about the borrower will be asked.
Step 4: Processing of Mortgage
This stage involves the collection and reviewing of the submitted documents relating to the borrower and the intended property to be purchased. In here, the lending institution will be needing to review and ensure that all the submitted documents met all the needed requirements for the next step, which is the underwriting process.
The necessary documents may include:
Tax records
Home appraisal
Bank statements
Asset and income order
Credit report
Employment letters
Purchase agreement
Step 5: Underwriting of Mortgage
In this stage, an underwriter will carefully examine all the submitted documents given by the borrower, in order to make sure that the borrower has complied with all the guidelines and requirements for the approval of the home loan.
The three C's involved here:
Credit
Capacity
Collateral
The underwriter will evaluate if the borrower and the property match the criteria and eligibility requirements for the loan to push through. This stage also involves the review of the borrower's assets, debt-to-income ratio, credit history, and other financial documents that show the borrower's financial capability.
Step 6: Approval of Home Loan
After the evaluation of the submitted documents by the underwriter, the documents will be labeled "clear to close", which means that all the requirements for the home loan are met. This last step of the home loaning process involves the finalization of the borrower's monthly payments, loan terms, fixed amount to be paid, and other fees.2020-05-13T07:53:00-07:002020-10-21T12:29:10-07:00Megan Garrelltag:jeffcookrealestate.com,2012-09-20:8145Paint Colors That Can Brighten Up Your Home (And Your Mood!)<img src="https://assets.site-static.com/userfiles/1451/image/How_to_Apply_for_a_Home_Loan.png" width="1236" height="619" alt="Paint Colors That Can Brighten Up Your Home" />
These days, we are witnessing a pretty unusual situation in the world when almost every one of us has a little extra time that we are spending in our homes. As much as we love our warm and comfortable homes, they can sometimes become uninteresting and even boring, and this certainly has an effect on our mood. Also, a lack of obligations or a forced break from work may result in a change in mood.
The good thing is that we can put together nice and useful, and get rid of our bad mood and make some really nice changes in our homes too. We are all aware of the power of colors, how they can enrich space, and evoke pleasant emotions in us. It doesn't matter if it's about small detail or even furniture and walls, adding certain colors will certainly have great consequences.
Here are some suggestions for choosing colors and ideas that you can turn into DIY projects and have fun with your family.
Yellow
Yellow makes many people excited, energetic, and happy, and yet yellow - especially lighter shades - can cause fatigue and agitation when there are too many of it.
It has been observed to increase concentration and is therefore often used on notebooks. It is considered a cheerful and upbeat color. Anyway, in the long run, a gentle, buttery yellow is a better solution. It is easier for the eyes and has a soothing effect than the stronger yellow color. It reflects light and is perfect for dimly lit rooms, which also makes a great choice for ceiling color.
Also, if you like decoration, certain bright yellow items can have a great effect on the overall interior. Sew a pillowcase or paint a bottle and turn it into a vase, if you have children it will be especially interesting to paint together.
Red
Red is powerful and has the longest light spectrum length. It is associated with love, warmth, and comfort.
Red is also associated with passion and energy. It can raise energy levels - it is proven that it can increase blood pressure and heart rate - and is known for stimulating appetite and conversation.
If you want to paint your bedroom or living room red, look for a muted red color that has a more gentle and elegant look and it will be the best If you can choose only one or two walls to paint them red or to combine them with some other color.
Blue
Blue is considered a soothing color, but also a color of the business world. For this reason, many rooms are blue because it is a color that helps to cause a calming effect on people. It can also create a state of depression because a lot of blue is cold and sad.
Blue is one of the most popular colors. And it looks like it has the nicest choice of shades, but as with any color, it doesn't have to be too much of it. With the blue color, the space gets clear dimensions, visually looks bigger, and looks really elegant. too
Blue is a great choice for furniture, It is mostly used for chairs, armchairs, as well as for those small details like lampshades, vases, and pillows.
So, here are just a few suggestions, everything else is your choice, you can play with the colors and materials as much as you want, awake creativity in yourself and improve your home, change is always good.2020-05-07T08:19:00-07:002020-10-21T12:33:33-07:00Megan Garrelltag:jeffcookrealestate.com,2012-09-20:8107Quarterly Real Estate Market Update<img src="https://assets.site-static.com/userfiles/1451/image/Quarterly_Real_Estate_Market_Update.jpg" width="1600" height="1067" alt="Quarterly Real Estate Market Update" />
Spring is here and so are the latest reports of the real estate market! At Jeff Cook Real Estate, we hope to continue to bring you the most accurate predictions of the real estate scene. Here are some statewide insights on the previous quarter from your local real estate experts.
The real estate market got off to a great start in 2020! January and February were busy and produced a solid foundation. Showing traffic was up 20.2% nationwide with people out and about viewing homes!
However, COVID-19’s impact on the economy within the past few months has played a massive role in each industry. Many individuals found they were no longer approved for loans and even more were laid off from their jobs due to the shutdown. Since real estate is considered essential, Jeff Cook Real Estate has continued to serve clients in new and innovative ways. Regardless of the state of the market, we strive to continue providing our clients with quality real estate services.
Here’s a look at some insights on the main areas throughout the state within the last month:
Charleston
Total Closed Sales - 1,672 (up 6.0%)
Days on Market - 62 days
Percentage of Asking Price Received - 96.7%
Greenville
Total Closed Sales - 1,326 (up 9.2%)
Days on Market - 66 days
Percentage of Asking Price Received - 98.2%
Columbia
Total Closed Sales - 1,155 (down 2.0%)
Days on Market - 59 days
Percentage of Asking Price Received - 98.2%
Here at Jeff Cook Real Estate, we are proud to have served over 315 families already in 2020 and we can’t wait to continue growing our reach in the Carolinas!
The number of homes available for sale is lower than last year at this time. This is great news for homeowners! We’re currently in a seller’s market which means there are fewer homes available for buyers. Sellers can be more competitive with their homes’ price because there aren’t as many options for buyers. It is important that you partner with a real estate expert from Jeff Cook Real Estate to guarantee your home sold in the fastest amount of time while receiving the most amount of money.
Jeff Cook Real Estate has been closely monitoring the real estate industry as COVID-19 has been affecting our everyday life. While we have had to change a few aspects of our service, the local experts at Jeff Cook Real Estate are continuing to work hard to serve our clients. Our services have now moved completely virtual and we feel confident that we can best serve our clients throughout the uncertainty of this time.
“The impacts of the coronavirus aren’t anything like the 2008 recession because, in 2008, individuals were electing to slow down. Today, individuals are forced to slow down. Real estate is an essential business and can continue to operate despite the shutdown and here at Jeff Cook Real Estate, it’s business as usual. If you have a property you’re interested in selling, we can help. Just last week in the Charleston market, over 378 homes went under contract. The real estate market is resilient and will continue to gradually increase as other businesses begin to open back up within the following weeks.” - Jeff Cook
Our goal in 2020 is to serve 2,020 families in the Carolinas. As we look to the rest of the year, we’re hopeful that the strong start in January and February can continue pushing the market forward, even in times of uncertainty. The great news is that people are continuing to buy and sell homes through the pandemic! Our experts at Jeff Cook Real Estate can help you navigate any uncertainties that may arise due to the effects of COVID-19. We are confident the market will continue to push business through to the end of the year without stopping.
These numbers are important to know in order to be informed when the best time to list your home is! This is the best time to list your home since it is the busiest time of the year for real estate! Call 855-HEY-JEFF to list yours today! 2020-05-01T11:28:00-07:002020-09-16T14:01:50-07:00Megan Garrelltag:jeffcookrealestate.com,2012-09-20:79555 Backyard Gardening Tips for Spring<img src="https://assets.site-static.com/userfiles/1451/image/5_Backyard_Gardening_Tips_for_Spring.jpg" width="1600" height="1067" alt="5 Backyard Gardening Tips for Spring" />
Spring is just around the corner and April is National Garden Month! You now have a great opportunity to start thinking about what you are going to do with your garden - think what flowers and vegetables you want, how big it will be, and how beautiful it'll look when the harvesting season comes.
You don't know where to start? Here are five quick tips to harvest a great gardening season!
1. Get Ready for Spring
When people think about gardening, they think about either harvest season too soon or getting ready to work right away. They are both the wrong options! One of the most important things about gardening - and what you should be focusing on right now - is prepping.
A good gardening season requires tools, creativity, and patience to work with. I'm sure you have creativity and patience already - but what about tools? And if you do, are they in good shape? The preparation time before you start to work on your garden is crucial.
You need to make sure your gardening tools are in great shape, that you have the seeds to work with, and that you have a plan ready to go!
2. Get Your Garden Ready
Once the strategy is laid out and the tools are ready, you can get to work. This is when the fun begins. But don't get too eager to grab your seeds just now. Before that, you need to clean things up!
Remove needless debris like leaves, garbage, and leftover snow. Trim old plants and start making space for new things. You should also look for weeds and how to dispose of them and remove them from the root. Take care of existing pests and work on preventing possible ones.
3. Prepare Your Soil
Now your backyard is looking like the perfect place to start gardening. Take a moment to think about how beautiful it will all look when the harvest season arrives. Close your eyes and see that beautiful garden soon-to-come. That's what you should strive for!
Once you know how you want your garden to look like, start making the arrangements to make that happen. Revitalize the soil you want to work on by adding moisture with either compost or manure. Divide your backyard and make sure you know where seeds are going before you plant them.
4. Plan, Plant, and Play!
This is the best part of it all! Now you can get to work and let your garden become real, little by little. By this time, you should have seeds at hand and be ready to go. But if you are not sure about what you want to harvest, here are some quick recommendations:
Vegetables look great in your garden and are delicious on your plate. Spring is a great time for lettuce, peas, and tomatoes.
Flowers will make your garden look stunning. Lilacs, pansies, and pansies look beautiful and Spring is the perfect time to let them bloom.
5. Harvest Time!
Seeds are planted, time went by, and you gave your garden regular maintenance. Is there anything else to do? Of course! Harvesting! One day, not too far from today, you are going to look at the window and all that hard work will pay off! You will see beautiful flowers back to back, next to delicious-looking vegetables ready to be picked up! Walk around your garden and take a look at your hard work paying off!2020-04-08T07:25:00-07:002020-09-21T08:16:55-07:00Megan Garrelltag:jeffcookrealestate.com,2012-09-20:719010 Last-Minute DIY Christmas Decorations<img src="https://assets.site-static.com/userfiles/1451/image/10LastMinuteDIYChristmasDecorations2.jpg" width="1000" height="659" alt="10 Last-Minute DIY Christmas Decorations" />
Christmas is so close we can already hear the jingle bells ringing. If you haven’t decided on the holiday décor yet but you want your home to look festive without breaking the bank, we have the perfect solution. Homemade Christmas decorations are easy to make and budget-friendly. Here are the best DIY projects for the winter holidays:
1.Coffee Filter Snowflakes
Let’s start with the most popular of the winter DIY projects: paper snowflakes. It’s one of the easiest projects out there, but what if we told you there’s even a simpler way to make the snowflakes? You can use coffee filters to ease your work. Fold the filter in half, then in thirds, then fold it in half again, and cut to create the shape of a snowflake. It’s that easy!
2. Pinecone Gnomes
Moving on to the tree decorations, this fun project is all about the little gnomes. You will need a few pinecones, just a little bit of cream-color felt for the pointy hats, chenille stems to keep the hat up, wooden balls which you will use for the heads, white or gray wool roving for the beards, a hot-glue gun, and a sewing needle with white thread. Simply glue the materials to form the gnome and sew the hanging loop to the back of each gnome.
3. Cupcake Liner Garland
Cupcake liners are great for a number of other things besides baking. You can even use them to make a quick garland. Simply gather your favorite cupcake liners (preferably red, gold, silver, or other festive colors) and fold them in half over a long string of yarn.
4. Snowman Fridge
The kitchen is sometimes overlooked when it comes to Christmas décor, but it shouldn’t be. Here’s a fun project that kids will enjoy. Turn the fridge into a snowman by using adhesive paper, wrapping paper, and tape. Cut small and medium circles of black adhesive papers for the eyes, mouth, and buttons. Then cut a triangularly-shaped piece of orange adhesive paper for the nose. Finally, cut strips of colorful wrapping paper to create the scarf and use the tape to place them on the fridge. Your snowman will be ready in just a few minutes!
5. Eco-Friendly Christmas Tree
Many homeowners have started to replace the traditional Christmas tree (the evergreen conifer) with some untraditional options. Since the trees are cut for the sole purpose of being placed in a home for a short period of time before being disposed of, it does make sense to look into more sustainable ways of decorating the home. Gather all your books and arrange them in the form of a conifer. Next, make your “tree” look pretty by wrapping it up in garland lights.
6. Window Ornaments
Hanging paper ornaments from your windows will add a Christmas cheer to any room, and it will look pretty even from the outside. Simply cut the paper in the shape of Christmas balls. Play with different colors and patterns and use metallic strings for a glamorous look.
7. Pinecone Candles
Are your candles looking too boring for Christmas? Here’s an easy fix. Give your candles a festive look by lining them with pinecones. Use jute or twine to keep them all nested up around the candle. You can also use a silver spray if you don’t want to go au naturel.
8. Dressed up Doorknobs
Get your doorknobs ready for the holidays by tying a bit of red velvet and a sprig of holly onto your doorknobs. Alternatively, use satin ribbon streamers tipped with a few sleigh bells (you can find them in any crafts stores) for a fun Christmasy touch.
9. Framed Christmas Cards
What better way to show your appreciation for the wonderful Christmas cards you received than putting them on display? Use an empty picture frame, garland lights, and clothespins to create the display.
10. Marshmallow Snowmen
How about an ornament you can also eat? Kids will definitely love these marshmallow snowmen. Stack two marshmallows with a toothpick and decorate the snowmen with sprinkles and chocolate wafers using dots of frosting to glue them all up. You can place the marshmallow snowmen on a colored plate and add sugar for snow.2019-12-04T10:44:00-07:002023-11-29T11:36:44-07:00Thomas "Jeff" Cooktag:jeffcookrealestate.com,2012-09-20:7025How to Make a Home Feel like 'Yours'Guest Blogger: Austin Winder
The moving process can be quite draining, so much so that it may take a while to truly feel at home. If you’re feeling as though you haven’t quite moved into your new place, don’t worry. With the following tips, your new house or apartment will have all the comforts of your old home.
Unpack ASAP
After taking on all the work that goes into packing and moving to a new home, it can be tempting to wait a while to unpack the unnecessary items. However, leaving boxes everywhere can eventually become stressful, and prevent you from truly enjoying your new home.
An easy way to start is by going room to room. Get the larger items like furniture arranged how you’d like them, and then move to the smaller, more fragile items once you’ve got a place for them. By breaking down the unpacking process to one room at a time, it makes it a much easier project to tackle. The quicker you’re <a href="https://www.northamerican.com/blog/view/all-blogs/2019/07/10/how-to-keep-your-move-organized-and-on-track">organized and on track</a> with the rest of your scheduled activities, the sooner you’ll feel like you are home.
Set up the Wi-Fi
A home without the Internet can feel particularly empty. Be sure to have your wi-fi set up immediately so you can spend time relaxing and watching your favorite shows or getting back into your regular work schedule. With you wi-fi up and running, you’ll feel less as though you’re in an unfamiliar and uncomfortable environment.
Decorate Your Home
As you continue unpacking and setting up your home as you like it, don’t forget to decorate. Bring out your favorite art pieces from your last home and start hanging them up. Similarly, don’t be afraid to go ahead and buy new artwork, signs, <a href="https://www.lovelyroses.com/home-collection">flowers</a>, or anything else that will help you express your personality in your new place. Check out these popular <a href="https://www.jeffcookrealestate.com/blog/2020-home-design-trends/">home design trends</a> for more inspiration!
Set up Outdoor Furniture
If you’ve moved into an apartment or home with a backyard, taking advantage of this open-air will help you feel more at home. When <a href="https://pergoladepot.com/outdoor-patio-design/" target="_blank">designing your outdoor patio</a> and garden, have a plan in mind for how you’d like the space to function, and fill in the gaps with foliage to provide a truly striking place to relax.
Invite Friends Over
What’s a new home or apartment without a housewarming? Celebrate this momentous occasion by inviting your friends and family members over to ring in this new step in your life. Whether you host a dinner party or have a game night, getting your old gang together will help you to feel like you belong in your new space.
If you’ve still yet to finish unpacking or painting, consider asking friends to come over to help you. Doing so will give you the opportunity to spend time with loved ones while getting a break from having to do all the work yourself.
Don’t spend another day in your new house or apartment feeling as though you are out of place. Put these five tips into practice or <a href="https://www.jeffcookrealestate.com/blog/5-diy-projects-to-tackle-this-weekend/">tackle these 5 DIY projects</a> to help transform your new space into the home of your dreams.2019-11-12T07:25:00-07:002021-01-22T12:50:19-07:00Thomas "Jeff" Cooktag:jeffcookrealestate.com,2012-09-20:7022Mid-Century Modern Décor Ideas for Your HomeGuest Blogger: Talia Spero
<a href="https://www.architecturaldigest.com/story/midcentury-modern-decor-basics-that-every-beginner-should-know">Mid-century modern décor</a> is catching the eye of homeowners once again. The colorful sofas and Danish sideboards are gaining popularity, as we realize the style may have never left the design sphere after all. There are many <a href="https://www.jeffcookrealestate.com/blog/top-5-property-problems-that-may-leave-your-home-unsellable/">problems that can render your home unsellable</a>, but updating your décor is a great way to become a popular stop on the home buyer's journey of home showings.
This <a href="https://www.jeffcookrealestate.com/blog/2020-home-design-trends/">home design trend</a> features clean lines, sleek structure, and inspiring bright colors that interior decorators could never get sick of. The key to executing the proper mix of history and modern – incorporating comfort and beauty – is realizing that this style is based on simplicity, creative use of materials, and an artistic and close connection to nature.
Less is More
You can incorporate mid-century design elements into your home by following the “less is more” concept. By adding thoughtfully and subtly crafted pieces, like marble-topped tables and molded Eames chairs to living rooms dining rooms, or tea rooms, you’ll present a contemporary and classic style that is straight out of the 1950s.
Find a focal point
In a modern style room, there should be one focal point. Choose a piece to highlight such as a chair, painting, or lamp. Better yet, a striking chandelier is a perfect focal point and it can be complemented by simple and sleek furniture. Remember to allow your walls to also be neutral in color and décor unless you have chosen them to be your focal point (Another great idea!)
Embrace texture and pattern
When designing your mid-century modern room, play with texture and pattern, and don’t be shy about mixing elements that you normally wouldn’t picture together. Think of the flooring, furniture, décor pieces, and lighting structures as layers of a canvas that you are arranging creatively and freely.
Shop for new mid-century modern design
With an increased demand for <a href="https://www.allmodern.com/the-style-shops/cat/mid-century-c1858766.html">mid-century modern pieces</a> comes new designers offering period-inspiring products. If you can’t find the vintage sofa, table, or clock you’re looking for at thrift stores, turn to the internet for new versions of something similar (it may be even more customized to what you’re looking for.)
As you go from room to room in your home, making changes and bringing out the mid-century modern design in, be sure to not overcrowd. Give each piece space to shine and stand out. Enjoy your new and improved mid-century modern home! 2019-11-07T07:25:00-07:002021-01-22T12:38:57-07:00Thomas "Jeff" Cooktag:jeffcookrealestate.com,2012-09-20:6072Entryway Inspiration: Fresh New IdeasGuest Blogger: Talia Spero
Make a <a href="https://homedesignlover.com/interior-design/inviting-entryway-tips/">welcoming entryway </a>to your home with stylish accessories or a bold color palette to enhance your front entry’s style.
A fresh and stylish entryway is one of many <a href="https://www.jeffcookrealestate.com/blog/2020-home-design-trends/">popular home design trends</a> that will allow guests to feel welcome and right at home. Giving your front entry walk way doesn’t have to cost money or require a lot of work; these tips will help you decide the best route to take to give your entry a boost and increase your curb appeal – for an open house or your own pleasure!
Style Made Simple
A simple yet stylish touch to your entryway is adding unique house number stickers. Whether you want to add brushed-metal numbers for a contemporary accent or crisp white house numbers for a traditional touch, they are all easy to apply – just peel, stick, and enjoy.
Classic Charm
A mahogany door with matching molding sets a timeless tone, and a do-it-yourself address plaque features self-adhesive letters and numbers for your full address to be on display in front of your home. It can be matched to the overall tone of your house with the background and frame color.
Add Greenery
A fresh finish can definitely be achieved by adding evergreens and shrubs into planters. Add visual interest by varying their heights and type of plants. An entryway garden – even when they are in individual planters – adds a fresh appeal to any entryway.
Refresh a classic entry
A few <a href="https://www.jeffcookrealestate.com/blog/5-diy-projects-to-tackle-this-weekend/">DIY projects</a> can completely change a space like a fresh coat of paint does. Instead of the expected red door, try orange or blue for a vibrant and fun look.
Customize accessories
Not willing to go as far as a colorful door? Forgo a traditional doormat for a colorful round rug that’s suitable for the outdoors. PVC planters can be painted to complement your color palette, plus they are maintenance-free and easy to move around to different areas. A different and stylish door handle will also attract your guests.
2019-10-28T06:27:00-07:002021-01-22T12:18:42-07:00Cory Towlertag:jeffcookrealestate.com,2012-09-20:59508 Questions You Must Ask Before Hiring A Home BuilderFew things feel as good as finally being in a position to have a home you can call your own.
It’s great if you choose to buy an existing house. It’s also just as amazing if you build an entirely new home. Deciding on <a href="https://www.jeffcookrealestate.com/blog/buying-a-home-vs-building-a-home/">whether to buy or build </a>is only the tip of the iceberg. If you go the latter route, however, you have to make sure that you put the project in the hands of a highly-capable home builder. After all, it is your home, and you would want nothing less than the best available home builders to work on it for you.
To <a href="https://oxlandbuilders.com/blog/post/6-tips-for-choosing-a-home-builder">find the right custom home builder</a>, you will need to interview several candidates for the job. So line them up, and ask them the following questions:
How long have you been building custom homes?
While experience is not a guarantee that a home builder is that good, more years in the business tend to mean that the builder must be doing decent work at the very least, or that builder wouldn’t have lasted that long. Besides, the longer the experience, the more knowledgeable about new home construction a builder would be.
Can I see your previous work?
A portfolio would be nice. Seeing in person the actual houses the candidate has built over the years would be even better. So ask the candidate if something like that can be arranged so you can see for yourself if you’re going to like that builder’s work.
Can you work where I want to build my home?
Assuming that the location of the build is in a remote location, you have to know if the candidate will commit to working there. Far too many projects have been put on hold because of the unwillingness of builders to do their thing in distant or hard-to-reach project locations.
How is your knowledge of relevant building codes?
One of the most frustrating parts of any construction project is the possibility of an already-finished structure being taken down upon the order of local authorities because it violated certain aspects of state and local building codes. To avoid this costly mistake, hire only home builders who are up to date on building codes.
Will you be working on other projects besides this one?
That question may sound like you’re implying that the candidate must work exclusively on your new home construction, but that isn’t really the case.
If the candidate you’re interviewing has a massive operation with lots of personnel and equipment, then you probably won’t have to ask this question. The builder will probably work on other projects simultaneously, and his or her company will be able to handle it. But if you’re talking to a builder with a smaller company, you have to make sure that the builder will commit to your project and its timetable, or your custom home will take a long time to finish. You wouldn’t want to be working with a small home builder who accepts every client that comes along but doesn’t have the resources to work on all of them at the same time.
If you take on this job, how are we going to communicate?
A candidate that plans to communicate with you by phone, email, or Skype is good, but one who has a software-driven system would be even better. Such systems make sending out progress reports and other pertinent project-related matters a lot easier.
Do you have insurance?
Insurance protects you from liability for any personal injury or property damage that might occur at the site of your new home construction, so never forget to ask a candidate if he or she has the right contractor's insurance policies. And don’t just take a home builder’s word for it. Always ask for proof of insurance.
Is your work guaranteed?
A one-year warranty is par for the course, but some home builders provide a structural warranty of up to 10 years.
These are just some of the most basic questions you need to ask before hiring a home builder. Building a home and <a href="https://www.jeffcookrealestate.com/blog/why-are-people-moving-to-south-carolina/">moving to South Carolina</a> will be one of the most exciting and fulfilling decisions you make, especially when backed up by the expertise of the Jeff Cook Real Estate team!2019-09-05T11:43:00-07:002021-01-22T10:45:08-07:00Cory Towlertag:jeffcookrealestate.com,2012-09-20:5992Save Money on Your Summer Energy Bill with These HVAC Tips and Tricks As the spring season transitions into the hot, grueling days of summer, there’s no better feeling in the world than to escape the heat and stay cool inside your home. With the kind of summer heat that people have to deal with these days, it’s hard to let a day pass without running the AC system at full blast. However, that also means you have to brace yourself for the huge energy bill waiting to greet you at the end of the month.
While saving money on energy bills may not be the first thing on your mind as the temperatures soar, you don’t have to break the bank to keep yourself comfortable. Your home AC unit may be a power-devouring machine, but there are still ways to cut down energy consumption amidst sweltering summer heat, starting with a scheduled <a data-cke-saved-href="https://www.fountainhillsair.com/air-conditioning-repair/" href="https://www.yelp.com/search?cflt=hvac&find_loc=Charleston%2C+SC" rel="nofollow">AC repair</a> and maintenance.
Try these HVAC tips and tricks for more energy savings this summer that can even help <a href="https://www.jeffcookrealestate.com/blog/a-sellers-guide-how-to-attract-a-millennial-home-buyer/">increase your home's curb appeal for millenial home buyers</a>.
Give your air conditioning system an upgrade
Taking energy-saving seriously may mean going for a system upgrade. Since heating and cooling your home makes up for almost half of your energy consumption, investing in a more energy-efficient HVAC system is a wise move that’s bound to result in more significant savings in the long run.
When upgrading your air conditioner, make sure to look for Energy Star certified units that have high EER (Energy Efficiency Ratio) and SEER (Seasonal Energy Efficiency Ratio) ratings as they are 15% more efficient than the other models in the market. While you’re at it, you might want to consider switching the rest of your appliances to Energy Star certified device.
Fit your home with a programmable thermostat
Programmable thermostats have become a trend among smart homeowners for several reasons. The device allows you to set a specific temperature for different times of the day.
In the summer, you can schedule a higher thermostat for the hours when you're at work, and the children are in school. And then, you can program it to start cooling down when it's almost time for your family to get home. This trick lowers down your AC's energy use when you're out of the house, so you're saving money without sacrificing comfort.
Installing a programmable thermostat is something that you can do on your own, but you can also call in a qualified HVAC professional if you aren’t comfortable with mounting the device yourself.
Just a reminder: When installing the thermostat, make sure it’s not anywhere near lamps, household appliances, or areas exposed to direct sunlight. Thermostats are heat sensitive, and these factors might cause the AC system to run longer than necessary.
Regulate your home’s day time and night time temperatures
Even without a smart thermostat, you can still control your home’s temperature and cut down energy costs.
At night or whenever you’re at home, keep your air conditioning at 72 degrees as this is the ideal temperature both for comfort and energy savings. As you leave the house during the day, don’t forget to set the thermostat to around 75 degrees. The trick is not to go beyond 3 to 5 degrees of your home’s normal temperature so your system won’t have to use more energy to cool down space again.
Clean your HVAC system at least once a year
Clogged and dirty filters can affect the performance and energy efficiency of your HVAC system. Changing them every three to four months helps ensure that they function as intended.
Aside from cleaning and changing the air filters regularly, it's also essential to schedule a professional AC maintenance service at least once, or if possible, twice a year.
Many homeowners try to skip these maintenance calls in an attempt to save money, only to find themselves faced with more expensive consequences in the future. Keep in mind that the slightest inefficiencies in your system can cause a spike in your electric bill.
Professional maintenance will help you detect issues in your HVAC before they turn into bigger problems. Think of it as an investment that’s guaranteed to yield positive returns many times over.
Make gravity work to your advantage
During the hot summer months, heat rises to the ceiling or the higher areas of your home. When there’s too much hot air, your air conditioner may take longer to cool the space, thus using more energy in the process.
So, how do you displace hot air faster? Fans.
Ceiling fans move the air around the room and help keep an even temperature, so your HVAC doesn't have to work too hard during hotter days. The rest of the time, flipping on the fan will allow you to raise the thermostat a few degrees higher without feeling a slight change in the room's temperature. Fans may seem old-fashioned, but they come in handy when your HVAC system needs a little break.
Keep your windows covered
What some people fail to realize is that sunlight, whether direct or indirect, can make it harder for your AC system to cool your home. Thus, one of the easiest ways to ensure energy savings this summer is closing your window blinds, especially during the day time.
If your entire family spends most of their time in school or at work, consider leaving the blinds closed all day. For homes with large windows, investing in highly reflective shades can help reduce heat gain by almost 40%. Double-glazed windows are another excellent way to insulate your home and <a href="https://www.jeffcookrealestate.com/blog/increase-the-value-of-your-property-with-these-design-ideas/">increase your property value</a>.
Use the right size air conditioner
Many households don’t pay that much attention to whether or not their AC suits the size of their home, which is actually one of the reasons why they end up paying more for electricity.
If your system is too small, then it’ll have to take more time before reaching and maintaining your desired room temperature. If it’s too big, it will reach that temperature faster and then shut off, which is a problem because it won’t be running long enough to dehumidify the air properly. Installing the right air conditioner size is the balance you need to stay comfortable while saving energy.2019-08-26T06:58:00-07:002021-01-22T10:17:40-07:00Cory Towlertag:jeffcookrealestate.com,2012-09-20:6011Decor Styles That are Proven to Attract Buyers to Your House for SaleStaging a home has a lot to do with how fast it will sell. It also affects the price of your property, and decorating your home strategically is a proven way to get the potential buyers to seal the deal much quicker. Home staging is very much like designing a stage for play – everything is well-thought-out, carefully placed, and strategically arranged. The question is – how do you set the stage for a fast and lucrative sale? Let’s take a look at the list of decor styles that will get your property picture-perfect and help you get the best price.
Make a great first impression – start with the exterior
With first impressions becoming make or break, it’s getting increasingly difficult for homeowners looking to sell their homes to get their buyers’ attention. By simply taking a glance at the house’s exterior, buyers can predict what the interior is like. Therefore, maintaining an appealing exterior is just as important as keeping the inside of your house spotless. Landscaping plays an important role in buyers’ perception of your home, so be sure to tackle minor upgrades in the area surrounding your home, and consider making smaller updates for a well maintained, cared-for appearance. Swipe your front porch, prune your shrubs, and take some time to dress up your lawn to make the outdoor space appear spick-and-span. Get a new mailbox, paint the old, dreary-looking fence, and as the perfect finishing touch – paint your front door with a playful color to make it pop.
Play it safe – stick with a neutral color scheme
A little paint goes a long way, and even by simply<a href="https://www.jeffcookrealestate.com/blog/tips-on-painting-your-homes-interior/"> treating your walls to a fresh coat of paint</a> you can easily change the look of your interiors and create the perfect backdrop for your furnishings. However, selling your home isn’t exactly the time to go crazy with the paint and use all the colors of the rainbow. According to professional home stylists, it’s best to keep your color palette simple and neutral. Whites, off-whites, and grays are the perfect shades for homeowners looking to appeal to a wide range of buyers. The reason for this lies in the fact that buyers are generally drawn to spaces they can visualize themselves living in and your job is to create a story for your home by using hues that will tie the place together, uniting all the rooms into a cohesive whole.
Picture-perfect – use effective photographs on your online listing
Presenting your property in all its glory should be high on your priority list. However, making your home look impressive on your online listing isn’t so easy. We live in the digital age, the time when all it takes is some short scanning to decide whether we’re interested, and the first few seconds’ viewing can mean deal or no deal. Think about how you can create a digital representation of your property that will attract the buyers. Roll out <a data-cke-saved-href="https://missamara.com.au/" href="https://missamara.com.au/" rel="nofollow">cozy floor rugs</a> to conjure up an image of fun family nights, and include fluffy pillows for an added feeling of comfort. Hang interesting artwork to enhance the visual interest of your living space and add plants to make it feel lively. It’s all about making your living space look charming and inviting, and sometimes that’s all it takes to make the buyers want to see more.
Kitchen and bathroom – the two rooms that deserve more attention
Not all rooms are created equal, and while there are spaces around the house to invest in, you must be wise with where you choose to save, and what you decide to splurge on. Unsurprisingly, kitchens and bathrooms are rooms that are given special attention when preparing a home for sale. But why, you might ask, should we focus on improving these two rooms in particular? It’s simple – they’re two home upgrades that return the most at resale. However, improving these two rooms doesn’t always require spending a fortune and going as far as a full kitchen and bathroom renovations. Simply <a data-cke-saved-href="https://www.goodhousekeeping.com/home/decorating-ideas/tips/a26156/cheap-kitchen-updates/" href="https://www.goodhousekeeping.com/home/decorating-ideas/tips/a26156/cheap-kitchen-updates/" rel="nofollow">bring them up to scratch</a>, polish to perfection and you’re good to go. Scruffy kitchen cabinetry? Respray it and replace old handles. Dated bathroom fixtures? Swap your old showerhead for a rain shower. Sometimes, even the simplest of changes can make all the difference.
Establish an emotional connection – add homely details
Before you put your home up for sale, there is one more thing left to do, and that is – make it feel like home. Although putting your home on the market means depersonalizing your living space, going overboard can make your house feel cold and sterile. To avoid the clinical look, be sure to add a vase of fresh flowers here and there and add a couple of throw pillows and a blanket to make it look livable. Add a couple of white, fluffy towels in the bathroom, and set the table with a centerpiece to give an impression of warmth and create a space that looks cozy and welcoming.
<br />Ensuring a quick and profitable sale is no easy task, but with a few interior design styling tricks up your sleeve, you’re sure to present your house in from all its best angles without even hiring a professional home stylist. Use the tips above to turn your home into an awe-inspiring property and <a href="https://www.jeffcookrealestate.com/blog/scrambling-to-sell/">see how quickly you can sell your home</a>.
About the author: Lilly Miller is a Sydney-based graphic designer and a passionate writer. Loves everything about home decor, art history and baking. Shares home with two loving dogs and a gecko named Rodney. You can find her on <a data-cke-saved-href="https://twitter.com/heyoitslilly?lang=en" href="https://twitter.com/heyoitslilly?lang=en" rel="nofollow">Twitter</a>.
“Poetry creates the myth, the prose writer draws his own portrait.”
- Jean - Paul Sartre2019-08-05T07:23:00-07:002021-01-21T14:39:11-07:00Cory Towlertag:jeffcookrealestate.com,2012-09-20:6007Best Kept Secret for Your Apartment PoochExcessive barking or whining. The constant pitter-patter of nervous paws on hardwood or tile floors. Scuffles with other animals in common spaces. When you live in an apartment, the challenges of dealing with hyper or anxious dogs are automatically amplified. Shared walls with neighbors and limited outdoor space can create awkward and uncomfortable situations between you and the people who live around you.
For conscientious dog owners, there exists a magical place that can help you and your dog stay in the good graces of your neighbors:<a href="https://www.bringfido.com/sitemap/attraction/"> the dog park</a>!
Why the Dog Park?
Frequent trips to your neighborhood dog park can help your canine companion release all of its pent-up energy, provide proper socialization, and help strengthen the bond between man and dog. This, along with proper training and positive reinforcement, can result in your dog being calmer and less likely to annoy your neighbors when they are home alone. Dog park adventures also give you, as the owner, peace of mind because you know your dog is receiving regular mental and physical stimulation, which keeps dogs happier and healthier in the long run.
While frequent walks or jogs with your dog achieve some of the same benefits, dog parks allow off-leash fun and the ability to play fetch without worrying about your dog running off. Having unleashed dogs in public spaces is one common complaint by neighbors, so restricting off-leash time to designated areas is an important part of responsible dog ownership.
After deciding this is a good option for your dog, you should research local dog parks. Some may be one-size-fits-all parks, while others may be separated into two sections by size. Some parks have dog-specific training features. Determine what kind of setting is best for your dog based on their temperament, play style, and history of interactions with other animals. If your dog parks are government-owned, find out if you need a special license or key to gain proper access.
Making the Dog Park Your Second Home
If you plan on spending time at the dog park, take precautions to keep yourself, your pet, and others around you safe. Vaccinate your dog following recommendations from your veterinarian. Use parasite prevention products to ward off diseases from creepy crawlies. If your dog is not spayed or neutered, get that done and make sure they are healed before taking them to the park. Make sure your dog has a collar or harness with an identification tag on it, and ensure that the contact information on the tag is current. That way, if your animal accidentally gets out of the enclosure and runs off, you can get them back as soon as possible.
While at the park, supervise your dog at all times. Look for signs of stress or aggression. Read their body language and recognize any patterns that may occur. Remember: Nobody knows your dog better than you, so it is your responsibility to make sure they are playing in a safe and healthy manner. It is also your responsibility to stop your dog from bad behavior, so make sure it is well-trained enough to listen to your commands if the situation demands.
Clean up any messes they leave behind.
Also, while not mandatory, it’s good to socialize with other owners. You don’t have to be extremely extroverted, but just checking in with them can do a lot to make people feel comfortable. Remember not to engage or interact with somebody else’s dog without their permission. Your dog may start to bond with certain dogs it sees at the park regularly, so it’s good to know when those owners are there. You may even be able to synchronize schedules to maximize time together. Your dog may not be able to thank you with words, but their tail wags and better overall behavior will let you know they’re grateful.
Of course, the best way to treat your pup is to<a href="https://www.jeffcookrealestate.com/blog/process-of-buying-a-home/"> buy a home</a> with enough yard space to call its own. Give us a call at 855-HEY-JEFF to buy a home with us and check out our<a href="https://www.jeffcookrealestate.com/blog/a-guide-to-moving-with-pets/"> guide to moving with pets</a> to make the process easier.2018-06-21T07:25:00-07:002021-01-25T14:00:38-07:00Cory Towlertag:jeffcookrealestate.com,2012-09-20:60093 Components of a Dream Kitchen So you’ve got your dream home, but now it’s time to design your dream kitchen. Whether you have a large family, or you live alone and simply like to entertain, you know that they say “The kitchen is the heart of the home” for a good reason. So here are a few tips to help you design the kitchen of your dreams, no matter what your budget may be.
1. Consider style AND function.
Sure, <a href="https://www.jeffcookrealestate.com/blog/paint-colors-that-can-brighten-up-your-home-and-your-mood/">picking out paint colors</a> and finishes is fun. But think about what would make your life more comfortable in the kitchen. Love to cook, host dinner parties, or feed a big family? Double ovens are right up your alley. <a href="https://fantasticservicesgroup.com.au/blog/how-to-clean-a-kitchen/" target="_blank">Hate the cleanup?</a> Check out dual-drawer dishwashers
2. Open up your floorplan.
Think about how you move in the space and interact with others. Do you want to be able to chat with your family or hold conversations with your friends while you’re prepping, cooking, or cleaning? Do you want a statement kitchen island offering that casual dining element? That’s what an open concept kitchen is all about! And spending a little more on a kitchen redesign to attain it is something you’ll never regret.
3. Storage, storage, storage.
Being able to access what you need in your kitchen easily is crucial. So making sure everything has its place is just as important. And get creative with your storage. Consider open shelving if you have nice dishware you’d like to show off that works with your color scheme. Think about things like shelving for cookbooks, or a cute wine or spice rack. <br /> <br />There you have it! Your kitchen isn’t just a place where you cook or dine—it’s a place in which laughs are heard, and memories are created. So take these tips home with you and add this to<a href="https://www.jeffcookrealestate.com/blog/5-diy-projects-to-tackle-this-weekend/"> your weekend DIY project list</a>, or let the pros at Jeff Cook find you a home with your dream kitchen!2018-06-14T07:29:00-07:002022-03-19T03:34:41-07:00Thomas "Jeff" Cook